👋 Hey guys - Noah here,

You might’ve checked the prices of your favourite stocks recently. Tesla - £180/share Amazon - £145, Apple - £165. (date as of 16/04/2025)

New investors quickly realise their £100 won't even buy them a single share of their favourite company.

But here's the secret that changed everything for me (and could for you too)...

🔍 The Hidden Door Into Big-Company Investing

Fractional shares have completely transformed investing for people with smaller budgets.

What are they? Simple: instead of buying a whole share, you can buy just a tiny piece of it.

So while a full Tesla share might cost £180, you could invest:

* Just £10 in Tesla

* Another £15 in Apple

* £25 in Amazon

* £50 in an index fund

You'll own small percentages of each share, but you'll still benefit from any growth and dividends proportional to what you own.

🤔 Is This Actually Worth It?

Absolutely! Whether you own 0.1 shares or 100 shares, the percentage returns are exactly the same.

If Tesla’s stock rises 10%: (past performance does not indicate future results)

* A £180 full share would gain £18

* A £10 fractional share would gain £1

The percentage gain (10%) is identical. Your money works just as hard whether you invest £10 or £10,000.

👀 The Even Smarter Strategy

While fractional shares are brilliant for getting started with individual companies, there's an even better approach for most beginners:

Index funds.

These let you buy tiny pieces of hundreds or even thousands of companies all at once. With just £100, you could own bits of Tesla, Apple, Amazon, Microsoft, and hundreds more top companies.

The benefits are massive:

* Instant diversification (not putting all your eggs in one basket)

* Lower risk than picking individual stocks

* Less research required

* Still benefit from top-performing companies

💡 How to Get Started Today

Getting started with fractional shares and index funds is incredibly simple.

Modern investment platforms make it as easy:

1. Create an account (takes 5-10 minutes)

2. Deposit your money (even just £100)

3. Choose your investments

4. That's it!

The best part? You can start building your investment portfolio with whatever amount you can afford right now.

🚀 Start Your Investment Journey

I've been using InvestEngine for my investments, and it's perfect for beginners. They offer fractional shares for ETFs and index funds with zero platform fees on their DIY account. (ETF costs apply).

Even better, right now you can get a free bonus of up to £100 when you invest your first £100 with InvestEngine!

Start investing with InvestEngine here ⬅️

Must stay invested for at least 12 months, capital at risk and T&Cs apply. Remember that investments can go up and down in value, so you could get back less than you put in. I may earn a commission if you sign up using these links

Remember, the biggest investment mistake isn't making the wrong choice - it's not starting at all.

All the best,

Noah