Hey guys - Noah here,

Today I'm sharing something that could put an extra £2,200 (on average!) in your pocket if you were born in the UK between September 2002 and January 2011.

What is a Child Trust Fund?

If you were born between September 1st, 2002 and January 2nd, 2011, the UK government automatically set up a Child Trust Fund for you with:

• £250 for every child

• £500 if your family was on lower income

But that's not all! If you turned seven before August 1st, 2010, the government put in another £250 or £500.

This means your account could have started with up to £1,000 from the government alone!

How much could it be worth now?

The average Child Trust Fund is worth about £2,200.

This money has been sitting in an investment account for years, potentially growing. My Child Trust Fund was worth a whopping £2,410 when they turned 18!

The best part? It's completely tax-free money that's rightfully yours to claim.

Why haven't I heard about this?

Hundreds of thousands of these accounts remain unclaimed because people simply don't know they exist!

Many parents forgot about these accounts or never received the paperwork. The government estimates around 1 million young people might not know they have this money waiting for them.

How to claim your Child Trust Fund

Finding and claiming your fund is easier than you might think:

1. Ask your parents if they have any paperwork about your account

2. If not, visit the HMRC website and fill out their free form

3. HMRC will tell you which provider holds your fund

4. Contact the provider to access your moneyAsk your parents if they have any paperwork about your account

Avoid paying unnecessary fees

Some companies will offer to find your Child Trust Fund for a fee. Don't waste your money! The HMRC process is completely free and straightforward.

I've heard of people paying up to £100 for something they could have done themselves in about 15 minutes. Don't fall for it!

What could you do with your fund?

Once you claim your money, it's yours to use however you want. Some ideas:

• Start an emergency fund

• Put it toward university expenses

• Invest it to grow even more

• Use it for a deposit on a flat

• Buy something you've been saving for (like a new laptop)

For some people, it might be a bit intimidating to know what to do with your new savings.

💡 Keep growing your money

Your Child Trust Fund has been growing for years through investments. Why stop now?

I've been using InvestEngine to grow my savings, and it's brilliant for beginners. You can invest from just £100 (perfect for using a portion of your trust fund), choose from DIY or managed portfolios, and there are no commission fees on trades.

The best part? Right now, you could earn up to £100 for your portfolio when you invest from £100! That's potentially even more free money on top of your trust fund.

Get started with InvestEngine here ⬅️

Let me know if you manage to claim your Child Trust Fund!

All the best,

Noah